We offer quick & easy, competitive vehicle financing through SGT Auto, where we work hard to make your vehicle buying experience as hassle free as possible. We can tailor a finance package that you are completely comfortable with, one that suits your budget and your lifestyle.
At SGT Auto we are committed to responsible lending, and whatever your current situation, we are here to work with you to ensure you make an informed decision. Helping you find the right vehicle finance package is our priority, ensuring it fits within your budget and our finance providers lending requirements. No matter whether you’re self-employed or working nine to five, we understand your circumstances and are here to help.
You will see finance repayments advertised with each of our vehicles. Whilst these are examples, they provide you with information such as to how the repayments are calculated, including interest rate, deposit, term and the total amount payable over the term. If you make your own selection as to term and deposit you will see this information updated.
It is also important that we help protect you in the event the worst happens. A full range of Insurance Options are available for you to review and purchase to compliment your vehicle and loan, providing you with protection for the unexpected.
Standard fees and charges applicable to Consumer Contracts https://www.udc.co.nz/tp/download/592210/a7f85df28bb104d33f98375df81ab6eb/20152104004.doc
Standard Contracts / Terms and Conditions Credit Sale Agreements: https://www.udc.co.nz/tp/download/592206/519ccfb99be762fe5d7c4f0d964888f3/20152104001.pdf
Terms and Conditions: https://www.udc.co.nz/tp/download/591259/0ab63058809fb031bde54a0cb7f4789f/terms_and_conditions.pdf
Term Loan and Security Agreement (if applicable): https://www.udc.co.nz/tp/download/592211/5052d5954a543beb209b69fc896fee28/20152104005.pdf https://www.udc.co.nz/tp/download/592213/c57d61b28a244f6424175c0a78215446/20152104007.pdf
General Information What should I do if I change my address? https://www.udc.co.nz/borrowing/customer_service/faqs
What should I do if I have a complaint? What dispute resolution schemes does UDC belong to and how can I access them? https://www.udc.co.nz/borrowing/customer_service/complaints
As a borrower, how can I apply for unforeseen hardship relief? What happens if I default under my agreement including, if relevant, reposession? https://www.udc.co.nz/borrowing/customer_service/hardship
Schedule of Standard Fees and Charges Applied to Consumer Contracts http://dealerdocs.co.nz/media/1004/hbl0041-h0000284-marac-fees-and-charges_0415.pdf
Consumer Loan and Security General Terms http://dealerdocs.co.nz/media/1010/hbl0042-h0000275md-dealer-consumer-loan.pdf